The Impact Of Wintry Weather On Motor Insurance Claims

Around the 8/9th December for a period of a few days, here in various parts of the UK, we had some heavy falls of snow and some periods where the temperature fell below freezing resulting in icy conditions on our roads both in cities, towns and the countryside. This resulted in treacherous driving conditions in some places and some motorists were advised not to venture out in their vehicles unless it was absolutely necessary.

So, does such adverse weather have an impact on the number of claims submitted by motorists on their car insurance policies? Well, according to Co-op Insurance, it certainly does. In reality this should not come as a surprise to people.

Co-op Insurance saw a significant increase of 50% in the number of motor insurance collision claims made on Sunday 10th December 2017 when compared to the 3rd December 2017. We are sure that you will agree this is a huge rise.

Presumably, some of those accidents could have been avoided if motorists had taken more care whilst at the wheel of their vehicles. For instance, perhaps some drivers could have driven at a lower speed than he or she would normally do. Also, it would be a good idea to stay further back from the vehicle in front of you whilst you are driving along so that, in the event of you having to brake there is less likelihood of driving into the back of the vehicle in front. Be careful when braking as this could cause you to skid on icy and/or snowy road surfaces. Do take notice of weather reports that are issued on TV, on the Internet and on the radio. If you are advised not to drive your car in a particular part of the UK then do follow the advice given – it is there for your benefit.

We do hope that you are not caught up in any future road traffic accidents during the winter months, or at any other time of the year for that matter. If you are then, depending upon the level of cover you have, you should at least have the peace of mind of knowing that you have adequate car insurance in place.