There are a number of people who stick to their existing insurance provider and waste a lot of money that they would otherwise have saved by opting for a cheap insurance provider. Here are some ways to save money on your car insurance and get the best deals.
According to a leading UK insurer, the first thing is that you should look for a better insurance provider using the car insurance comparison sites. This will help you find an insurance provider that charges less fee and premium. You will have to take care that you look for the same type of cover at a cheap price.
You can cut down on some of the extra facilities that you earlier got with your cover. This will bring down the premium a bit. You need to make an intelligent decision while choosing between the third party and the comprehensive cover and see the advantages and disadvantages of both of them.
You can also increase the voluntary excess amount. If you pay more, you will have to pay lesser premium every time. You can save money by choosing to pay annual installments yearly and not monthly. It is possible that when you are paying monthly, you are paying as much as ten percent extra premium.
Reducing your annual mileage will also bring down the amount of premium you have to pay. If you cut 5000 miles your premium would be cut by £50. You can opt for sharing and pooling or avoiding unnecessary drives. You should make arrangements to secure your car and makes sure that it does not get stolen. This will earn you a discount and you will have to pay lesser premium. Also, drive carefully and avoid accidents. This will help you cut down the premium by almost 35%. If you have an advanced driving qualification, you will get attractive discount.
Get low cost insurance when you use car insurance comparison sites online to compare insurance quotes.