Not Many Car Insurance Companies Provide Courtesy Car Provision

A research by a financial research company has revealed that there is a huge unevenness in the policies of comprehensive insurance coverage in UK. The research shows that only about 23 per cent of the car insurance companies have standard inclusion of courtesy car in their policies.

About 28 per cent of the car insurance companies have an optional criterion for courtesy car at the time of selling the policy. 49 per cent of insurers do not provide courtesy car to their clients. The research was conducted among insured motorists between the age group of 35 to 44 years old, preferably those who had children.

When your car is under repair or you are awaiting a claim, not facilitated with a courtesy car would prove very costly. You would have to hire a car on daily basis until you get your car back from the repair. A courtesy car is extremely important when you have a large family or children. When you do not have a courtesy car provided to you, it could result in increase in your expenditure of travel as you never know how much time it would take for your car to get repaired or your claim to be answered.

Franchised dealers of your car manufacturers provide a courtesy car to you till the time your car is under repair. Courtesy car facility can only be availed when the damage of the car or the accident is not your fault. If you are involved in an accident where the other driver is at fault, the insurance company of the other driver would pay your courtesy car insurance. This way you do not have to worry about an increase in your daily expenses.

While purchasing a car insurance policy, people must be ascertained about the provisions of the insurance company regarding courtesy car. Car insurance comparison sites could be made use of to ensure whether your car insurance policy includes courtesy car arrangements or not.

Get low cost insurance when you use car insurance comparison sites online to compare insurance quotes.