You may be interested to read that, following a ruling by the European Court of Justice back in 2014, people may need to arrange motor insurance on the likes of sit-on lawnmowers and golf buggies. This follows a case involving a person who was up a ladder on private farmland that was knocked by a tractor trailer resulting in the individual falling off the ladder.
Apparently, at the time the insurance company who provided motor insurance refused to meet any claim as the accident took place on private land. The above court disagreed and feels that such incidents should be covered by motor insurance.
The Department of Transport here in the UK is considering how best to implement this with insurers and is consulting with others in this respect. It means that a variety of vehicles could need to be insured on private land such as golf buggies, dodgems, vehicles for agricultural use and mobility scooters to name but a few. It would be interesting to see what the UK does when it leaves the European Union about this issue.
We will endeavor to continue to keep our readers updated about the above as things develop.
In the meantime, if you are looking to arrange insurance on a car for the first time or your existing cover is shortly to come up for renewal, why not get in touch with us and we will do all that we can to assist you in obtaining a competitive quotation without any obligation on your part to proceed. Car insurance premiums have, on average, been increasing over an extended period of time so with so many insurance companies providing motor insurance, you may wish to spend some time shopping around for your cover. Whilst the cost of such cover is probably important to you it is imperative that you also take out a suitable level of cover to meet your specific requirements.