The car insurance owners driving unsafely without wearing seatbelt are not following the terms of their insurance policy. The insurance companies specify the usage of seatbelt to the car owner in the insurance policy documents, which most of the customers sign without thorough reading.
Since 1982, the seatbelts have become compulsive to wear while driving. One can avoid any serious injuries by taking simple preventive step of putting the seatbelt. If the driver does not use needed safety measures then the car insurance company may not pay out for claim in event of any collision. The driver indulged in an accident for not wearing seatbelt will not only bear serious injuries but also rejection of the claim.
Around a quarter of the UK drivers have admitted of driving unsafely without seatbelt. The drivers avoid using seatbelt due to either overconfidence or forgetfulness, which will result in severe damage in the event of any accident. However, one needs to wear the seatbelt to safeguard the driver and insurance policy claim.
If you are wearing seatbelt and following safety measures then in event of any collision your insurance plea will not be rejected and your insurance company will take care of the car damage. In case you are found driving without any seatbelt then one needs to bear monetary setback as severe fine is imposed from traffic police as well as insurance premium is hiked from the insurance company.
The car owner following traffic guidelines and insurance policy terms and conditions will be able to drive safely. The car owners can drive safely by ensuring seatbelt while driving thereby reducing severity of any potential accident. The safe drivers get the benefit of their clean record in the form of low insurance quotes from car insurance comparison site.