Obtaining the cheap insurance policy is the first preference of the motorists to combat the rising motoring cost after rise in fuel prices. Providing information about the car features can help you in choosing the right policy with low insurance quotes through car insurance comparison site.
The thumb rule usually followed by the car owners is that the cheap cars need cheap car insurance policy. However, the buying price of the car is not only the deciding factor for the low car insurance quotes.
The car that costs more during repair is the least favourite of insurance companies. The car that needs simple and cheap repair is having low premium.
The security of the car is another important feature for car insurance companies to determine the premium for the car insurance policy. The cars with security devices, tracker, and alarm system need low premium. Whether your car is high end or cheap one, it is better to install the safety gadgets not only to secure your car but also to obtain cheap insurance quotes.
The car owners who drive the car at top speed and great acceleration will be penalised by the car insurers, as such cars are more involved in accidents. The sports car lovers might have to pay the price of their choice as these high speed cars have high car insurance premium for protective cover due to the risk involved with these cars.
The insurer while deciding about the cost of your car insurance cover asks about the insurance price according to the insurance categories of the car. The car in lower category is liable to avail cheap insurance cover and the higher level will lead to more expensive car insurance policies.
The Association of British Insurers defined the categories of insurance for the cars but the individual insurer can also change it. The change of category will not be sudden and the car owner will be sent notice by the insurer regarding any change in the car insurance category.
Get low cost insurance when you use car insurance comparison sites online to compare insurance quotes.