Although there is a feeling that we may be seeing an improvement in the economy there are still many people that are struggling financially. So, as a result, householders tend to look for ways to reduce their regular outgoings.
There is every chance that one such household expense is car insurance that you have probably been paying for years and may not have given any thought to how you may reduce or contain the premium when your policy comes up for renewal. Well, now is the time to start thinking about it.
Consider some of the following ways that may result in you getting cheaper car insurance premiums: –
Shop around – get on the Internet and type in something like “cheap car insurance quotes” and you will be presented with numerous companies offering such insurance including price comparison websites. They are all looking for your business, so start shopping!
Where do you park your car overnight? – if you can put it in the garage or on the drive overnight rather than leaving it on the street you may be able to lower your premium.
Security devices – if you fit an alarm, engine immobiliser or tracking device there is less chance of your car being stolen but, if it is, it may be located quickly. Therefore, you are more likely to get a lower car insurance premium as the risk is lower to the car insurance company.
Who drives the car? – if only you ever drive the car there is no point in the car being insured for any driver over the age of 25 to drive it as this is likely to increase the premium.
Level of car insurance – you have one of three choices which are third party, third party fire and theft and fully comprehensive car insurance. You need to decide what benefit you require from your car insurance and then compare these three levels of cover and the premiums before deciding which one to choose. Depending upon which option you decide on will dictate if you lower your premium.
Hopefully, the above will give you the opportunity to try to get cheaper car insurance.