According to a research, one out of ten motorists meets with an accident due to the uninsured driver. The uninsured driver does not have fear of any claim and car damage and they take risks while driving at high speed or taking risky overtake during which the honest car insurance owner becomes the victim. The uninsured drivers flee from the crime scene and the victim has to bear the physical and financial loss to recover from the accident.
The insurance companies of both the drivers share the accident between two insured drivers but the uninsured driver prefers to run away from the scene and the pity driver has to bear all the collision cost.
The insurance company under claim repairs the victim car and if he is not at fault for the accident then you need not to worry about any hike on any insurance premium.
With rising number of accidents on roads due to uninsured drivers, the insurance companies are being forced to increase the insurance premium of all their customers to remain protected against uninsured drivers.
A charity organisation has appealed the government to take strict actions for enforcing insured driving among UK drivers. The eradication of uninsured drivers from UK roads makes it safer and the number of accidents happening each day will crash down.
Driving is assumed as one of the dangerous activities in which people indulge on daily basis, as irresponsible driving makes it unsafe for the passengers and other people on the road. The driver should ensure full attention on the road while driving as any kind of distraction and irresponsible driving increases the chances of accident.
You can stay protected by checking suitable car insurance quotes from car insurance comparison site. The insured driver puts his best effort while driving to avoid any accident claim, which makes the road safe for use.