It is advisable that people should read their car insurance policies carefully to have knowledge about the various available eligible compensations. One such disaster is the insured’s car being flooded. This type of disaster may offer the insured more coverage than he thinks.
Many times, before making a claim for an accident or any disaster, people take a lot of time in thinking what all the car insurance company would cover. It is advisable that after a disaster, such as flood, the insured should put forward his claims and ask the insurance company about any added option that he would be eligible and entitled for.
In case, your car has suffered damage during flood, report the damage immediately to your insurance company. Your company might soon tow your car away to repair and arrange for a replacement rental car under your policy.
Have knowledge about your deductible, the kind of damage endured by your car and the repair process it would go through. Clarify if there is a need to install any auto parts because of damage. Your insurance company might also provide you with repair appraiser who could review the kind of damage on your car and the kind of repair need for it.
Get to know about any warranty on repair of your damaged car. Check whether your insurance company offers any referral on repair facilities and whether that repair program offers lifetime or limited warranty. This warranty can be borne by the repair facility provider and your car insurance company together.
Make sure that you are insured with a reputable and ethical insurance company that provides you relief on damage to your car in the flood. Car insurance comparison sites allow you to know more about handling car insurance claims for your motor damage due to flooding.
Get low cost insurance when you use car insurance comparison sites online to compare insurance quotes.