Car Insurance Quotes
is a legal requirement for UK motorists to have car insurance if they own a vehicle that has not been declared SORN (Statutory Off-Road Notice). There are three specific levels of cover available; third party only (TPO), third party fire and theft (TPFT) and fully comprehensive. Before you begin to compare car insurance quotes on carinsurancecomparisonsites.com, it is important to understand the varying levels of cover, which will help you to decide which policy suits you.
Third party only car insurance is the minimum level of cover required by UK law, and is the most basic type of car insurance available to motorists today. TPO car insurance only covers the costs incurred by a third party in a collision, hence third parties, and does not offer any protection for you or your car in such a scenario. For instance, if you are at fault in an accident, your policy will pay out for repairs to any other vehicles involved, and possibly personal injury claims, but will not do so for any damage to your vehicle.
Third party, fire and theft car insurance offers the same level of protection as TPO car insurance but also covers your own vehicle should it fall victim to theft or becomes damaged as a result of fire. However, as with TPO cover, in a collision where you are at fault then the policy only covers liability to any third parties involved, and offers no protection for you or your vehicle.
The final type of car insurance available in the UK is fully comprehensive car insurance, which offers the same level of cover as TPFT with the addition of cover for you and your vehicle, should you be involved in an accident. As a result, even if you are at fault in an accident, the policy will cover the cost of any repairs to your car as that of the third party involved as well.
Carinsurancecomparisonsites.com is a car insurance comparison website which helps you to match your specifications to the policy that best suits you, rendering the process of finding cheap quotes easy.
There are of course several factors to consider before beginning a search for online quotes, so ensure that you know what kind of policy you need. There are a plethora of car insurance companies scrambling to offer you the best deal and discounts but carinsurancecomparisonsites.com could help you track down the perfect car insurance quote for you.
Simply select your preferences using the incredibly handy comparison tool to generate a host of fantastic offers from car insurance firms based across the UK. Your perfect quote is out there, and carinsurancecomparisonsites.com could help you find it.