Car Insurance For Young Drivers
Although comparing car insurance online to find the cheapest quote gets most people into a spin, young drivers always seem to suffer the most when searching for a fair premium and suitable cover. Premiums for young drivers will always be higher as car insurance companies consider that their inexperience places them in a high-risk category, but carinsurancecomparisonsites.com could save young drivers on their insurance with a useful comparison tool that will help find the best quote tailored to your needs.
Bearing in mind the arduous task many new and young drivers face in getting car insurance that is within budget, carinsurancecomparisonsites.com is an ideal website which makes it easy to filter through the 100+ car insurance companies based in the UK.
The sad fact is that drivers aged between 17 and 25 are responsible for one third of road fatalities in the UK and young drivers are more likely to be the victims of theft and vandalism that result in insurance claims. The disproportionate number of accidents attributed to young drivers is the principal factor behind insurance companies’ propensity to charge higher premiums to this particular demographic.
The average price of a car insurance policy for drivers aged between 17 and 21 presently sits at just over £2,000. Despite this, there are still a number of ways a young driver can help reduce the cost of their car insurance policy and potentially discover discounts targeted at them.
Completing the Pass Plus Advanced Driving Course can earn you a discount of up to 35 per cent and can be completed up to 12 months after you have passed the standard driving test. There is no test at the end of the Pass Plus Course and you will be issued with a certificate from the Driving Standards Authority once your instructor is satisfied that you are competent in areas such as driving at night, on motorways and in-town traffic.
As is widely advised, having a small-engine and sensible car can really drive the cost of your premium down, so avoid insuring high-performance and expensive cars and vehicles with excessive modifications.
Although many young drivers will consider placing themselves on their parent’s insurance policy as a way of keeping costs down in the short-term, it may be a good idea to eschew this route and take out your own policy, as building up a no-claims discount could prove financially beneficial in the future.
Carinsurancecomparisonsites.com is a car insurance comparison website which provides an enormous selection of quotes from various insurance companies which can be filtered with an effective online comparison tool. Even though young drivers are usually held in a less than high regard, there are several companies who will be competing to offer you cheap car insurance cover and carinsurancecomparisonsites.com may just find the deal that is perfect for you.