Car Insurance Becomes More Restrictive

The rules for getting car insurance have become a lot stricter due to the government’s efforts wipe out uninsured driving. Motorists who do not wish to pay car insurance will have to issue an off-road notification to the Driver and Vehicle Licensing Agency.
Before this rule, a motorist had to be caught driving on the road with no insurance before prosecution. All registered motorists will now get a reminding letter, followed by a £100 fine. Leaving the car uninsured even after these warnings could lead to a fine of up to £1000, along with seizure or even clamping or the car.
Out of the 34 million insured drivers in the UK, there are about 1.4 million drivers who drive without insurance. According to the Department of Transportation, every year 160 people are killed and 23,000 are injured by drivers who do not have insurance.
Malcolm Tarling from the Association of British Insurers claims that “there is a serious problem with uninsured drivers in UK”, stating that “approximately 4% of drivers have no insurance.” He also said that, “uninsured drivers are a higher risk in terms of causing accidents and they also drive up insurance costs for honest motorists who are covered.”
Those who are caught driving without insurance will get a criminal rerecord, which means that they will have difficulty finding cheap car insurance from car insurance comparison websites.
The Motor Insurance Bureau and the Driver and Vehicle Licensing Agency will coordinate with each other and alert authorities of drivers without insurance. They have also brought out new advertisements to make sure that the motorists are aware of the changes. Any driver who is unsure about the status of their insurance can go online and check out a database used to identify uninsured drivers.

Car Insurance Becomes More Restrictive

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